monetary transaction
(1) the term “monetary transaction” means the deposit, withdrawal, transfer, or exchange, in or affecting interstate or foreign commerce, of funds or a monetary instrument (as defined in section 1956(c)(5) of this title ) by, through, or to a financial institution (as defined in section 1956 of this title ), including any transaction that would be a financial transaction under section 1956(c)(4)(B) of this title , but such term does not include any transaction necessary to preserve a person’s right to representation as guaranteed by the sixth amendment to the Constitution;